FUND SELECTION POLICY

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1. Selection Process

• Step 1 - Risk Profiling: Structured questionnaire covering age, income, investment horizon, and financial goals

• Step 2 - Scheme Mapping: Map risk category to fund categories using SEBI Riskometer

• Step 3 - Evaluation: Assess 3Y/5Y returns, fund manager, AUM, expense ratio, AMC track record

• Step 4 - Recommendation: Present suitable options. Final decision always rests with investor.

2. Suitability Matrix

Risk Profile	Suitable Categories	Avoid	Horizon
Conservative	Liquid, Overnight, Short Duration Debt, Conservative Hybrid	Small Cap, Sector Funds	< 3 years
Moderate	Balanced Hybrid, Large Cap, Multi Cap, Index Funds	Small Cap, High Credit Risk Debt	3 - 7 years
Aggressive	Flexi Cap, Mid Cap, Small Cap, ELSS, Thematic Funds	Pure Debt for growth goals	> 7 years

3. Conflict of Interest Declaration

NG PRIME WEALTH LLP declares that ALL fund recommendations are based solely on investor risk profile and financial goals. Commission rates from AMCs DO NOT influence our recommendations. No proprietary or preferential relationship with any AMC.

4. Unsuitability Declaration Process

If investor chooses outside risk profile: (1) NG PRIME WEALTH LLP informs them in writing. (2) Investor signs an Unsuitability Declaration. (3) Transaction processed only after signed declaration received.

Last Updated: September 2026

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NG Prime Wealth LLP
104, V. Arihant Bhawan, Plot No 25,
K.P. Block, Commercial Complex,
Pitampura, Delhi 110088

support@netgain.in

+91 9810491710
+91 7827931440

Risk Factors – "Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Insurance is the subject matter of solicitation. Disclosure For Commission earnings is made to clients at the time of investments. We deal in Regular Plans only and receive trailing commission from AMCs as part of the TER. Direct Plans are available at lower expense ratios through AMC portals. Not-an-IA declaration prominently.

NG PRIME WEALTH LLP is a Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser.

AMFI Registered Mutual Fund Distributor – ARN-171412 | Date of initial registration – 00 APR 0000 | Current validity of ARN – 02 Jul 2029

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